.loc-page{--navy:#003b6f;--navy-dark:#002a52;--navy-soft:#e8f0f8;--red:#c8102e;--red-h:#a80d25;--red-soft:#f9e8eb;--teal:#0077a8;--teal-soft:#e0f3fa;--white:#fff;--snow:#f7f9fc;--cream:#f0f7ff;--ink:#0b1320;--ink2:#162035;--body:#374151;--muted:#6b7280;--border:#dde3ee;--border2:#b8c4d8;--green:#059669;--gold:#d97706;--r-sm:6px;--r-md:10px;--r-lg:16px;--r-xl:24px;--r-2xl:32px;--sh1:0 1px 4px #0b132012;--sh2:0 4px 16px #0b132017, 0 1px 4px #0b13200d;--sh3:0 12px 36px #0b13201c;--sh-nav:0 2px 20px #0b132014;--shr:0 4px 16px #c8102e38;--shr-lg:0 8px 28px #c8102e47;font-family:var(--font-jakarta), sans-serif;color:var(--body);background:var(--white);font-size:15px;line-height:1.65;overflow-x:hidden}.loc-page *,.loc-page :before,.loc-page :after{box-sizing:border-box;margin:0;padding:0}.loc-page h1,.loc-page h2,.loc-page h3,.loc-page h4{font-family:var(--font-fraunces), serif;color:var(--ink);letter-spacing:-.01em;line-height:1.12}.loc-page p{line-height:1.72}.loc-page a{color:inherit;text-decoration:none}.loc-page img{max-width:100%;display:block}.loc-page .container{max-width:1180px;margin:0 auto;padding:0 28px}.loc-page .skip{background:var(--red);color:#fff;z-index:9999;border-radius:0 0 6px;padding:8px 16px;font-size:13px;font-weight:600;transition:top .2s;position:absolute;top:-40px;left:0}.loc-page .skip:focus{top:0}.loc-page .announce{background:var(--navy);padding:0;overflow:hidden}.loc-page .ann-track{white-space:nowrap;width:max-content;padding:10px 0;animation:30s linear infinite loc-marq;display:flex}.loc-page .ann-track span{letter-spacing:.09em;text-transform:uppercase;color:#fffc;padding:0 28px;font-size:11px;font-weight:600}.loc-page .ann-track .dot{color:#ffffff4d;padding:0 4px}@keyframes loc-marq{0%{transform:translate(0)}to{transform:translate(-50%)}}.loc-page .site-nav{border-bottom:2px solid var(--red);z-index:500;background:#fff;transition:box-shadow .25s;position:sticky;top:0}.loc-page .site-nav.scrolled{box-shadow:var(--sh-nav)}.loc-page .nav-inner{grid-template-columns:auto 1fr auto;align-items:center;gap:36px;height:68px;display:grid}.loc-page .nav-logo{font-family:var(--font-fraunces), serif;color:var(--navy);letter-spacing:-.02em;align-items:center;gap:9px;font-size:22px;font-weight:900;display:flex}.loc-page .nav-logo .dot{color:var(--red)}.loc-page .nav-logo .mark{background:var(--navy);border-radius:8px;justify-content:center;align-items:center;width:30px;height:30px;display:flex}.loc-page .nav-logo .mark svg{fill:#fff;width:17px;height:17px}.loc-page .nav-links{justify-content:center;align-items:center;gap:2px;list-style:none;display:flex}.loc-page .nav-links a{color:var(--body);border-radius:var(--r-sm);white-space:nowrap;padding:7px 12px;font-size:13px;font-weight:500;transition:color .18s,background .18s}.loc-page .nav-links a:hover,.loc-page .nav-links a[aria-current]{color:var(--red);background:var(--red-soft)}.loc-page .nav-actions{flex-shrink:0;align-items:center;gap:10px;display:flex}.loc-page .btn{font-family:var(--font-jakarta), sans-serif;border-radius:var(--r-sm);cursor:pointer;white-space:nowrap;border:none;align-items:center;font-weight:600;text-decoration:none;transition:all .18s;display:inline-flex}.loc-page .btn-sm{padding:8px 18px;font-size:13px}.loc-page .btn-md{padding:11px 24px;font-size:15px}.loc-page .btn-lg{padding:14px 32px;font-size:17px}.loc-page .btn-primary{background:var(--red);color:#fff;box-shadow:var(--shr)}.loc-page .btn-primary:hover{background:var(--red-h);box-shadow:var(--shr-lg);color:#fff;transform:translateY(-1px)}.loc-page .btn-ghost{color:var(--red);border:1.5px solid var(--border2);background:0 0}.loc-page .btn-ghost:hover{border-color:var(--red);background:var(--red-soft);color:var(--red)}.loc-page .btn-white{color:var(--navy-dark);box-shadow:var(--sh3);background:#fff}.loc-page .btn-white:hover{color:var(--navy-dark);transform:translateY(-1px);box-shadow:0 16px 40px #0b132026}.loc-page .btn-outline-white{color:#fff;background:0 0;border:1.5px solid #fff6}.loc-page .btn-outline-white:hover{color:#fff;background:#ffffff1f;border-color:#ffffffb3}.loc-page .nav-toggle{border:1.5px solid var(--border);border-radius:var(--r-sm);cursor:pointer;background:0 0;flex-direction:column;justify-content:center;align-items:center;gap:4px;width:40px;height:40px;padding:9px;display:none}.loc-page .nav-toggle span{background:var(--ink);border-radius:2px;width:16px;height:1.5px;transition:all .28s;display:block}.loc-page .nav-toggle[aria-expanded=true] span:first-child{transform:rotate(45deg)translate(4px,4px)}.loc-page .nav-toggle[aria-expanded=true] span:nth-child(2){opacity:0}.loc-page .nav-toggle[aria-expanded=true] span:nth-child(3){transform:rotate(-45deg)translate(4px,-4px)}.loc-page .page-hero{background:linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 55%, #001d3d 100%);padding:0;position:relative;overflow:hidden}.loc-page .hero-wave{background:var(--white);clip-path:ellipse(55% 100% at 50% 100%);pointer-events:none;height:60px;position:absolute;bottom:0;left:0;right:0}.loc-page .hero-circles{pointer-events:none;position:absolute;inset:0;overflow:hidden}.loc-page .hero-circles:before{content:"";border:80px solid #0077a826;border-radius:50%;width:480px;height:480px;position:absolute;top:-120px;right:-100px}.loc-page .hero-circles:after{content:"";border:50px solid #c8102e1a;border-radius:50%;width:300px;height:300px;position:absolute;bottom:-80px;left:-60px}.loc-page .hero-grid-lines{pointer-events:none;background-image:linear-gradient(#ffffff08 1px,#0000 1px),linear-gradient(90deg,#ffffff08 1px,#0000 1px);background-size:40px 40px;position:absolute;inset:0}.loc-page .hero-inner{z-index:1;grid-template-columns:1fr 420px;align-items:center;gap:56px;padding:80px 0 96px;display:grid;position:relative}.loc-page .breadcrumb{color:#ffffff73;flex-wrap:wrap;align-items:center;gap:8px;margin-bottom:20px;font-size:12px;display:flex}.loc-page .breadcrumb a{color:#ffffff73;transition:color .2s}.loc-page .breadcrumb a:hover{color:#ffffffd9}.loc-page .breadcrumb-sep{color:#fff3}.loc-page .bc-badge{color:#a0dcffe6;letter-spacing:.1em;text-transform:uppercase;background:#0077a833;border:1px solid #0077a866;border-radius:100px;align-items:center;gap:9px;width:fit-content;margin-bottom:22px;padding:7px 16px;font-size:11px;font-weight:700;display:inline-flex}.loc-page .bc-badge-dot{background:var(--teal);border-radius:50%;width:6px;height:6px;animation:2.2s infinite loc-pdot}@keyframes loc-pdot{0%,to{opacity:1;transform:scale(1)}50%{opacity:.3;transform:scale(.6)}}.loc-page .hero-h1{letter-spacing:-.025em;color:#fff;margin-bottom:18px;font-size:clamp(32px,4vw,54px);font-weight:900;line-height:1.06}.loc-page .hero-h1 em{color:#6dd5fa;font-style:italic}.loc-page .hero-lede{color:#fff9;max-width:540px;margin-bottom:30px;font-size:17px;font-weight:300;line-height:1.78}.loc-page .hero-chips{flex-wrap:wrap;gap:8px;margin-bottom:32px;display:flex}.loc-page .chip{color:#ffffffc7;background:#ffffff14;border:1px solid #ffffff24;border-radius:100px;align-items:center;gap:6px;padding:6px 14px;font-size:12px;font-weight:600;display:inline-flex}.loc-page .chip svg{fill:#4ade80;flex-shrink:0;width:11px;height:11px}.loc-page .hero-ctas{flex-wrap:wrap;gap:12px;margin-bottom:36px;display:flex}.loc-page .hero-trust-row{border-top:1px solid #ffffff14;grid-template-columns:repeat(4,1fr);gap:12px;padding-top:28px;display:grid}.loc-page .trust-block{text-align:center}.loc-page .trust-num{font-family:var(--font-fraunces), serif;color:#fff;margin-bottom:4px;font-size:26px;font-weight:900;line-height:1}.loc-page .trust-label{color:#fff6;letter-spacing:.03em;font-size:11px;font-weight:500}.loc-page .calc-card{border-radius:var(--r-xl);background:#fff;padding:34px 30px;position:relative;box-shadow:0 32px 80px #00000059,0 0 0 1px #ffffff0f}.loc-page .calc-card:before{content:"";background:linear-gradient(90deg, var(--navy), var(--teal), var(--red));border-radius:var(--r-xl) var(--r-xl) 0 0;height:4px;position:absolute;top:0;left:0;right:0}.loc-page .calc-head-title{font-family:var(--font-fraunces), serif;color:var(--ink);margin-bottom:3px;font-size:20px;font-weight:700}.loc-page .calc-head-sub{color:var(--muted);margin-bottom:22px;font-size:13px}.loc-page .amt-box{background:var(--snow);border:1.5px solid var(--border);border-radius:var(--r-md);text-align:center;margin-bottom:16px;padding:18px}.loc-page .amt-tag{text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:5px;font-size:11px;font-weight:600}.loc-page .amt-big{font-family:var(--font-fraunces), serif;color:var(--red);letter-spacing:-.02em;font-size:50px;font-weight:900;line-height:1}.loc-page .amt-note{color:var(--muted);margin-top:3px;font-size:11px}.loc-page input[type=range].lr{appearance:none;background:linear-gradient(to right, var(--red) 33%, var(--border) 33%);cursor:pointer;border-radius:3px;outline:none;width:100%;height:5px;margin-bottom:6px}.loc-page input[type=range].lr::-webkit-slider-thumb{-webkit-appearance:none;border:2.5px solid var(--red);cursor:pointer;background:#fff;border-radius:50%;width:22px;height:22px;transition:transform .15s;box-shadow:0 2px 8px #c8102e40}.loc-page input[type=range].lr::-webkit-slider-thumb:hover{transform:scale(1.2)}.loc-page input[type=range].lr::-moz-range-thumb{border:2.5px solid var(--red);cursor:pointer;background:#fff;border-radius:50%;width:22px;height:22px;box-shadow:0 2px 8px #c8102e40}.loc-page .r-labels{color:var(--muted);justify-content:space-between;margin-bottom:18px;font-size:11px;font-weight:500;display:flex}.loc-page .ld-grid{grid-template-columns:1fr 1fr;gap:8px;margin-bottom:18px;display:grid}.loc-page .ld-item{background:var(--snow);border-radius:var(--r-sm);padding:10px 13px}.loc-page .ld-lbl{color:var(--muted);text-transform:uppercase;letter-spacing:.05em;margin-bottom:2px;font-size:11px;font-weight:500}.loc-page .ld-val{color:var(--ink);font-size:13px;font-weight:700}.loc-page .ld-val.ok{color:var(--green)}.loc-page .ld-val.hl{color:var(--red)}.loc-page .calc-btn{background:var(--red);color:#fff;text-align:center;border-radius:var(--r-md);width:100%;font-family:var(--font-jakarta), sans-serif;box-shadow:var(--shr);padding:14px;font-size:16px;font-weight:700;text-decoration:none;transition:all .18s;display:block}.loc-page .calc-btn:hover{background:var(--red-h);box-shadow:var(--shr-lg);color:#fff;transform:translateY(-1px)}.loc-page .calc-fine{color:var(--muted);text-align:center;margin-top:9px;font-size:11px;line-height:1.55}.loc-page .bc-reg-row{background:var(--navy);padding:28px 0}.loc-page .bc-reg-inner{background:#ffffff14;grid-template-columns:repeat(5,1fr);gap:1px;display:grid}.loc-page .bc-reg-cell{background:var(--navy);text-align:center;padding:20px 16px;transition:background .25s}.loc-page .bc-reg-val{font-family:var(--font-fraunces), serif;color:#fff;margin-bottom:4px;font-size:22px;font-weight:900;line-height:1}.loc-page .bc-reg-label{color:#ffffff85;letter-spacing:.04em;font-size:11px;font-weight:500}.loc-page .bc-reg-cell:hover{background:#0077a840}.loc-page section{padding:80px 0}.loc-page .bg-snow{background:var(--snow)}.loc-page .bg-navy{background:var(--navy)}.loc-page .bg-ink{background:var(--ink2)}.loc-page .bg-cream{background:var(--cream)}.loc-page .sec-eyebrow{letter-spacing:.12em;text-transform:uppercase;color:var(--red);margin-bottom:12px;font-size:11px;font-weight:700;display:block}.loc-page .sec-eyebrow-teal{color:var(--teal)}.loc-page .sec-eyebrow-light{color:#a0dcffcc}.loc-page .sec-h2{letter-spacing:-.02em;margin-bottom:14px;font-size:clamp(26px,3vw,40px);font-weight:900}.loc-page .sec-h2-w{color:#fff}.loc-page .sec-lede{color:var(--muted);max-width:600px;font-size:16px;font-weight:300;line-height:1.72}.loc-page .sec-lede-w{color:#ffffff85}.loc-page .sec-head{margin-bottom:52px}.loc-page .sec-head-c{text-align:center}.loc-page .sec-head-c .sec-lede{margin:0 auto}.loc-page .split{grid-template-columns:1fr 1fr;align-items:start;gap:64px;display:grid}.loc-page .split-text p{color:var(--muted);margin-bottom:18px;font-size:16px;font-weight:300;line-height:1.75}.loc-page .split-vis{background:var(--snow);border:1px solid var(--border);border-radius:var(--r-xl);flex-direction:column;justify-content:center;min-height:300px;padding:36px;display:flex;position:relative;overflow:hidden}.loc-page .split-vis:before{content:"";background:radial-gradient(circle, var(--teal-soft) 0%, transparent 70%);pointer-events:none;width:200px;height:200px;position:absolute;top:-60px;right:-60px}.loc-page .feat-list{flex-direction:column;gap:12px;margin-top:18px;list-style:none;display:flex}.loc-page .feat-item{align-items:flex-start;gap:12px;font-size:15px;line-height:1.5;display:flex}.loc-page .feat-item svg{width:18px;height:18px;fill:var(--green);flex-shrink:0;margin-top:2px}.loc-page .grid-3{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.loc-page .grid-2{grid-template-columns:1fr 1fr;gap:20px;display:grid}.loc-page .grid-4{grid-template-columns:repeat(4,1fr);gap:18px;display:grid}.loc-page .dark-card{border-radius:var(--r-lg);background:#ffffff0d;border:1px solid #ffffff17;padding:26px 22px;transition:all .3s;position:relative;overflow:hidden}.loc-page .dark-card:after{content:"";background:linear-gradient(90deg, var(--teal), #6dd5fa66);transform-origin:0;height:2px;transition:transform .35s;position:absolute;bottom:0;left:0;right:0;transform:scaleX(0)}.loc-page .dark-card:hover{background:#0077a81f;border-color:#0077a866;transform:translateY(-3px)}.loc-page .dark-card:hover:after{transform:scaleX(1)}.loc-page .dc-icon{border-radius:var(--r-md);background:#ffffff17;justify-content:center;align-items:center;width:44px;height:44px;margin-bottom:14px;display:flex}.loc-page .dc-icon svg{fill:#a0dcffe6;width:21px;height:21px}.loc-page .dark-card h3{color:#fff;font-size:16px;font-weight:700;font-family:var(--font-jakarta), sans-serif;margin-bottom:7px}.loc-page .dark-card p{color:#ffffff73;font-size:13.5px;font-weight:300;line-height:1.65}.loc-page .steps-row{background:var(--border);border-radius:var(--r-lg);grid-template-columns:repeat(4,1fr);gap:2px;display:grid;overflow:hidden}.loc-page .step-box{background:#fff;padding:28px 22px 32px;transition:background .3s,box-shadow .3s;position:relative}.loc-page .step-box:hover{background:var(--navy-soft)}.loc-page .step-box:hover .step-icon-b{background:var(--navy)}.loc-page .step-box:hover .step-icon-b svg{fill:#fff}.loc-page .step-n{font-family:var(--font-fraunces), 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solid var(--border);color:var(--body);vertical-align:top;padding:13px 20px;font-size:14px}.loc-page .reg-table tr:last-child td{border-bottom:none}.loc-page .reg-table tr:hover td{background:var(--snow)}.loc-page .reg-table .val{color:var(--ink);font-weight:700}.loc-page .reg-table .hl{color:var(--red);font-weight:700}.loc-page .reg-table .ok{color:var(--green);font-weight:600}.loc-page .faq-2col{grid-template-columns:3fr 2fr;align-items:start;gap:32px;display:grid}.loc-page .faq-list{flex-direction:column;gap:8px;display:flex}.loc-page .faq-item{border:1.5px solid var(--border);border-radius:var(--r-md);transition:border-color .2s;overflow:hidden}.loc-page .faq-item.open{border-color:var(--navy);box-shadow:var(--sh1)}.loc-page .faq-btn{cursor:pointer;color:var(--ink);text-align:left;width:100%;font-size:15px;font-weight:600;font-family:var(--font-jakarta), sans-serif;background:0 0;border:none;justify-content:space-between;align-items:center;gap:16px;padding:17px 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16px;font-size:13px;font-weight:500;transition:all .18s}.loc-page .n-tag:hover{background:var(--navy-soft);border-color:var(--navy);color:var(--navy)}.loc-page .city-grid{grid-template-columns:repeat(auto-fill,minmax(140px,1fr));gap:10px;margin-top:22px;display:grid}.loc-page .city-chip{border:1.5px solid var(--border);border-radius:var(--r-sm);color:var(--body);text-align:center;background:#fff;padding:10px 14px;font-size:13px;font-weight:600;transition:all .18s;display:block}.loc-page .city-chip:hover{background:var(--navy-soft);border-color:var(--navy);color:var(--navy);transform:translateY(-2px)}.loc-page .city-chip.active{background:var(--navy);border-color:var(--navy);color:#fff}.loc-page .info-box{background:var(--snow);border:1px solid var(--border);border-radius:var(--r-lg);border-left:3px solid var(--navy);padding:22px 24px}.loc-page .info-box p{color:var(--muted);font-size:14px;font-weight:300;line-height:1.72}.loc-page .warn-box{border-radius:var(--r-lg);border:1px solid 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